Car specials that let you pay under R7,500 per month – TopAuto
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Monday / 17 January 2022
HomeFeaturesCar specials that let you pay under R7,500 per month

Car specials that let you pay under R7,500 per month

If you’re looking to buy a modern SUV or premium hatchback, many dealers will let you pay around¬†R7,500 a month¬†through a special offer.

This is evident thanks to the number of car specials available in this price bracket from vehicle brands.

Offering a special

Vehicle dealers are able to offer specials on new vehicles by setting up certain terms and conditions that determine how long, and how much, you will have to pay in installments and once-off charges.

These conditions usually include an upfront deposit, contract duration, interest rate, and residual value – sometimes called a balloon payment or guaranteed future value.

We found that in many instances, dealers use substantial residual payments to make the an attractive monthly instalments possible. This is something you will need to prepare for if you are buying a vehicle through a dealer offer.

Additionally, most dealer offers run for 72 months – or six years. This means you will need to budget quite far into the future.

Understanding these terms and conditions is necessary before agreeing to spend your money, but they do present an opportunity to own a new car at a friendlier monthly rate than what your bank might provide.

Below, we take a look at the car specials on offer which let you pay under R7,500 in monthly installments.


Opel Grandland X 1.6T Auto – R5,199 p/m

  • Retail price – R489,900
  • Deposit – 10%
  • Balloon – 35%
  • Duration – 72 months
  • Interest rate – 5.22%

Peugeot 2008 SUV GT 1.2T 96kW – R5,699 p/m

  • Retail price – R580,979
  • Deposit – 10%
  • Balloon – 35%
  • Duration – 72 months
  • Interest rate – 7.08%

Renault Koleos Expression 2.5 CVT 4×2 – R6,299 p/m

  • Retail price – R484,900
  • Deposit – 0%
  • Balloon – 40%
  • Duration – 72 months
  • Interest rate – 7.15%

Mazda BT-50 Active 6MT 4×2 – R6,399 p/m

  • Retail price – R611,900
  • Deposit – 10%
  • Balloon – 40%
  • Duration – 72 months
  • Interest rate – 6.03%

Citroen C5 Aircross 1.6 THP Shine 121kW Auto – R6,430 p/m

  • Retail price – R664,368
  • Deposit – 0%
  • Balloon – 35%
  • Duration – 72 months
  • Interest rate – 3.26%

Kia Sportage 1.6 Auto Ignite – R6,599 p/m

  • Retail price – R465,995
  • Deposit – 0%
  • Balloon – 35%
  • Duration – 72 months
  • Interest rate – 8.50%

Audi A3 Sportback 35TFSI Tiptronic – R6,648 p/m

  • Retail price – R561,000
  • Deposit – 10.07%
  • Balloon – R277,774
  • Duration – 48 months
  • Interest rate – 4.64%

Nissan Qashqai Midnight Edition CVT – R6,799 p/m

  • Retail price – R507,900
  • Deposit – 0%
  • Balloon – 35%
  • Duration – 72 months
  • Interest rate – 7.14%

Mini John Cooper Works 3 Door Hatch – R6,999 p/m

  • Retail price – R655,397
  • Deposit – 12%
  • Guaranteed future value – R393,500
  • Duration – 48 months
  • Interest rate – 7.28%

Mitsubishi Pajero Sport 4×2 Auto – R6,999 p/m

  • Retail price – R634,995
  • Deposit – 10%
  • Balloon – 40%
  • Duration – 72 months
  • Interest rate – 7%

BMW 118i M Sport – R7,299 p/m

  • Retail price – R640,728
  • Deposit – 10%
  • Guaranteed future value – R347,885
  • Duration – 48 months
  • Interest rate – 6.16%


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