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Sunday / 19 January 2025
HomeFeaturesHow much monthly payments are on the new Ferrari 296 GTB

How much monthly payments are on the new Ferrari 296 GTB

The new Ferrari 296 GTB will set its owners back R120,691 a month if bought on a finance plan, according to a calculation done by TopAuto.

The Italian supercar boasts incredible performance figures to rival that of its competitors, with a top speed in excess of 330km/h.

This is thanks to an impressive power output of 610kW and 740Nm, courtesy of a 3.0-litre, V6 turbo-hybrid engine and eight-speed automatic transmission.

Pedal to the floor, the 296 GTB can go from 0 to 100km/h in just 2.9 seconds – and it also allows owners to travel at 135km/h for 25km on nothing but the electric motor.

Built for performance, the 296 is rear-wheel-drive and mid-engined for better weight distribution, and it incorporates a shorter wheelbase than its peers for more responsive driving.

The GTB’s design further takes inspiration from the 1963 Ferrari 250 that took part at Le Mans, with a flying buttress and integrated rear spoiler being among the main exterior highlights.

Of course, the interior does not disappoint either, with standout features including keyless start, automatic climate control, a multifunction steering wheel, wireless connectivity, and paddle shifters to enhance the visceral driving sensation.

Buyers of the new Ferrari 296 GTB can also expect a 3-year/unlimited-kilometre warranty and a 7-year/unlimited-kilometre service plan.

Monthly payments

To determine how much the monthly payments on the Ferrari would be, we can put its values into the calculation below:

  • Car price – R6,380,200
  • Payment term – 60 terms (5 years)
  • Interest – 9.5%
  • Deposit – 10%
  • Balloon – No balloon payment
  • Extras – No optional extras

Using these figures, we get a monthly payment of R120,691.

Financial experts then recommend that you do not spend more than 20% of your gross monthly salary on vehicle payments.

According to this, potential buyers will need to earn a minimum of R603,450 a month to “afford” the latest Ferrari.

This also means anyone looking to buy the 296 on a finance plan would end up paying R861,200 in interest over the course of the agreement.

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