Cars are becoming increasingly expensive in South Africa, but the good news is that there are still a number of budget-friendly models that can be bought on a finance plan for less than R5,000 a month.
We can use the following formula to determine what the vehicle price range would be on a R5,000pm budget.
- Payment term – 60 terms (5 years)
- Interest – 11.75%
- Deposit – 0%
- Balloon – No balloon payment
- Extras – No optional extras
If we work backwards, this gives us a ballpark sum of R225,000, which gives us access to just over a dozen different cars.
Budget-friendly cars
These are all the cars in South Africa that can be bought on a finance plan for approximately R5,000 a month.
Keep in mind that financial agreements between an individual and finance provider are calculated on a case-by-case basis and the below values only serve as indications and not what you might actually pay – which could be higher or lower depending on your personal financial position.
Click on the underlined links to visit TopAuto Car Prices for information on pricing and new models on offer from the various manufacturers.
Suzuki S-Presso 1.0 GL manual – R3,853 per month
- Starting price – R169,900
- Power – 49kW/89Nm
- Fuel consumption – 4.6l/100km
Suzuki Celerio 1.0 GA – R4,163 per month
- Starting price – R183,900
- Power – 49kW/89Nm
- Fuel consumption – 4.4l/100km
Renault Kwid 1.0 Life – R4,187 per month
- Starting price – R184,999
- Power – 50kW/91Nm
- Fuel consumption – 4.9l/100km
Toyota Vitz 1.0 – R4,295 per month
- Starting price – R189,900
- Power – 49kW/89Nm
- Fuel consumption – 4.4l/100km
Suzuki DZire 1.2 GA – R4,495 per month
- Starting price – R198,900
- Power – 61kW/113Nm
- Fuel consumption – 4.9l/100km
Suzuki Swift 1.2 GA – R4,517 per month
- Starting price – R199,900
- Power – 61kW/113Nm
- Fuel consumption – 4.6l/100km
Proton Saga 1.3 Standard manual – R4,738 per month
- Starting price – R209,900
- Power – 70kW/120Nm
- Fuel consumption – 7.0l/100km
Renault Triber 1.0 Life – R4,762 per month
- Starting price – R210,999
- Power – 52kW/96Nm
- Fuel consumption – 5.5l/100km
Suzuki Ignis 1.2 GL – R4,915 per month
- Starting price – R217,900
- Power – 61kW/113Nm
- Fuel consumption – 5.1l/100km
Kia Picanto 1.0 Start – R4,961 per month
- Starting price – R219,995
- Power – 49kW/95Nm
- Fuel consumption – 5.0l/100km
Hyundai Grand i10 1.0 Motion – R5,070 per month
- Starting price – R224,900
- Power – 49kW/94Nm
- Fuel consumption – 5.4l/100km
Renault Kiger 1.0 Life – R5,072 per month
- Starting price – R224,999
- Power – 52kW/96Nm
- Fuel consumption – 5.3l/100km
Nissan NP200 1.6i safety pack – R5,094 per month
- Starting price – R226,000
- Power – 64kW/128Nm
- Fuel consumption – 8.1l/100km
Nissan Magnite 1.0 Visia – R5,136 per month
- Starting price – R227,900
- Power – 53kW/96Nm
- Fuel consumption – 5.9l/100km
Citroen C3 1.2 Feel – R5,180 per month
- Starting price – R229,900
- Power – 61kW/115Nm
- Fuel consumption – 5.6l/100km
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