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HomeFeaturesInsurance premiums for the updated Kia Sportage in South Africa – How much you will pay

Insurance premiums for the updated Kia Sportage in South Africa – How much you will pay

Motorists who take home the updated Kia Sportage will need to spend at least R2,100 per month on insurance, according to research done by TopAuto.

Kia’s eye-catching SUV was recently overhauled with new features added as standard across the range, while two models were also dropped to help simplify the line-up.

Consequently, the entry-level slot is now taken by the diesel LX at its starting tag of R637,995while the flagship GT-Line S now starts at R798,995.

Buyers can choose either a 1.6-litre turbocharged petrol or diesel engine, with the former producing 132kW and 265Nm while the latter does 100kW and 300Nm.

All versions use a seven-speed automatic gearbox, and the petrol units register a fuel economy of 6.5l/100km while the diesel consumes 4.9l/100km.

Thanks to the update, every Sportage now comes with an Advanced Driver Assistance System (ADAS) with lane-follow assist, lane-keep assist, and forward-collision avoidance assist, in addition to pre-existing items like ABS, trailer stability assist, blind-spot monitoring, a reverse camera, rear parking sensors, electronic brake-force distribution, cruise control, hill assist, and electronic stability control.

Furthermore, standard equipment on the Korean car includes an artificial leather multifunction steering wheel, keyless entry and start, dual-zone climate control, six speakers, 17-inch alloy wheels, automatic LED headlights, rain-sensing wipers, and a 12.3-inch infotainment screen with smartphone mirroring.

Higher-tier variants additionally receive heated front seats with electronic adjustability, front parking sensors, a wireless charger, a 12.0-inch digital driver display, a sunroof, an electric tailgate, gearshift paddles, and alloy rims up to 19 inches in size.

You also get a 5-year/unlimited kilometre warranty and roadside assistance plan, and a 6-year/90,000km service plan.

Insurance costs

We used Hippo’s car insurance quote tool to find out what the monthly premiums on the updated Kia would be.

The calculations were based on an individual living in a metropolitan area like Johannesburg with no claims history who would be able to store their car in a locked garage at night.

The site was able to provide nine quotes for the Sportage, which were as follows:

Insurer Kia Sportage 1.6 CRDi LX monthly premiums  Kia Sportage 1.6 T-GDi GT-Line S monthly premiums
Budget R2,092.08 R2,329.62
King Price R2,180.08 R2,525.19
Auto & General R2,187.10 R2,430.47
1st for Women R2,211.56 R2,463.69
Dial Direct R2,249.04 R2,497.93
Virseker R2,398.63 R2,682.79
Iwyze R2,613.13 R2,897.37
Pineapple R2,677.42 R2,902.05
Old Mutual R2,686.11 R2,869.10

Note that car insurance is heavily dependent on factors like your age, location, and claims history, meaning your premiums could be higher or lower than this depending on your circumstances and chosen excess.

Hippo also provided the excess for each insurer, which are as follows:

Insurer Excess claim
Iwyze R6,250
Old Mutual R6,250
Pineapple R6,250
King Price R6,500
1st for Women R11,600
Auto & General R11,600
Dial Direct R11,600
Virseker R11,600
Budget R11,900

An excess is the amount that you are required to pay as a client when you are involved in a car accident and make a claim to your insurer. The higher the excess you choose, the lower your monthly insurance payment generally is.

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