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Industry News / 25 February 2026 / Partner

Dreaming of better wheels this year? Bank on Capitec to make it happen

For many South Africans, the dream of owning a new car seems far away. The vast majority of people can’t afford to buy a vehicle in cash, and traditional financing options may feel out of reach.

This is because in many cases, vehicle finance is limited to newer models or low-mileage cars, making monthly repayments unaffordable for many households.

With our Vehicle Loan, all that changes. This simple and affordable solution offers up to R500 000 credit to buy almost any vehicle, regardless of its age or mileage – whether it’s a first set of student wheels or a rugged weekend adventure car that can handle long road trips.

Repayment terms extend up to 84 months, giving buyers the flexibility to choose instalments that fit their budget and lifestyle.

And unlike traditional vehicle finance, our Vehicle Loan is unsecured, meaning no deposit is required and you own the car from day one.

Whether it’s a young go-getter planning a road trip in comfort or a growing family upgrading to something safer and more spacious, South Africans now have an accessible and affordable option to buy the vehicle that truly suits their needs.

Applying for our Vehicle Loan is quick and convenient: apply online in just three easy steps through our trusted vehicle partners.

If your application is approved, one of our consultants t will contact you to finalise the details. Alternatively, you can also apply in person at your nearest branch.

All you need is your valid South African ID, your last three salary slips and bank statements showing your last three salary deposits if your salary isn’t paid into a Capitec account.

Why wait for the freedom, independence and adventure that comes with driving your dream car? Visit our website to start your journey today.

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