How much insurance payments are on the GWM P-Series LTD

Bakkie enthusiasts looking to buy the new GWM P-Series LTD will need to spend at least R2,200 per month on insurance, according to research done by TopAuto.

The limited-edition model is positioned as the flagship of the range at a starting price of R694,950 and as such, it boasts exclusive fitments and a rugged look.

The bakkie is uniquely fitted with black 18-inch alloy wheels, all-terrain tyres, black roof rails, off-road front and rear bumpers, a specially-developed snorkel, a 12V accessory socket in the engine bay, and a front-mounted winch that can pull up to 4.2 tonnes.

This is in addition to the equipment found on the P-Series it’s based on, which includes automatic LED headlights, a wireless phone charger, electronically-adjustable and heated front seats, leather upholstery, a leather multifunction steering wheel, keyless start, six speakers, dual-zone climate control, a 7-inch digital driver display, and a 9-inch infotainment screen with Apple CarPlay and Android Auto.

On top of this, the GWM features assistance technologies in the form of adaptive cruise control, rear parking sensors, a 360-degree camera system, lane-keep assist, forward-collision warning, automatic emergency braking, rear cross-traffic alert, and traffic sign recognition

Powering the bakkie is a 2.0-litre, turbo-diesel powerplant which connects to a selectable all-wheel-drive system via an eight-speed automatic gearbox.

It produces 120kW and 400Nm, returns an average fuel consumption of 9.4l/100km, features driving modes for Mud, Snow, and Sand, and allows a cargo capacity of 650kg in the rear tray and a towing cap of 1,200kg.

Additionally, the double cab has off-road cruise control, hill-descent control, and Trail Turn Assist which can reduce its turning circle by three metres,

Insurance costs

We used Hippo’s car insurance quote tool to find out what the monthly premiums on the new P-Series would be:

The calculations were based on an individual living in a metropolitan area like Johannesburg with no claims history who would be able to store their car in a locked garage at night.

The site was able to provide nine quotes for the LTD, which were as follows:

Note that car insurance is heavily dependent on factors like your age, location, and claims history, meaning your premiums could be higher or lower than this depending on your circumstances and chosen excess.

Hippo also provided the excess for each insurer, which are as follows:

An excess is the amount that you are required to pay as a client when you are involved in a car accident and make a claim to your insurer. The higher the excess you choose, the lower your monthly insurance payment generally is.